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Build or Buy?

Choosing the Right Path to Business Ownership

You’ve heard the stats:

  • 20–25% of new businesses fail within the first year.
  • By year five, 50% have failed.
  • By year ten, nearly 65% have closed their doors.

Sobering? Yes. Discouraging? Not necessarily. But launching a business from scratch takes a rare combination of effort, timing, planning, and resilience.

  • Why Startups Fail:

The primary reasons startups struggle often include:

  • Insufficient cash flow
  • Poor market research
  • Weak business management
  • Lack of working capital
  • Misalignment between the product and the market

Starting a business is rewarding, but it’s a tough road—and one with a high risk of failure.

Why Buying an Existing Business May Be a Smarter Move

Purchasing an existing business can help you avoid many of the common pitfalls of startups. With an established customer base, proven systems, trained employees, and existing cash flow, you get a head start instead of starting from square one.

  • But What About Funding?

Funding doesn’t have to be a roadblock. There are several ways to finance a business acquisition, including:

  • Seller financing
  • Traditional bank loans
  • SBA-backed loans
  • Earn-outs
  • Vendor financing
  • Friends and family support
  • Friends and family support

Often, deals are structured using a combination of these. While a buyer contribution is ideal, many acquisitions close with as little as 5% down from the buyer. If funding has been holding you back, let’s talk through your options—you may be surprised by what’s possible.

The Opportunity of a Generation

More than 10,000 baby boomers retire every day, and roughly 3,000 of them are small business owners. Over the next five years, more than $10 trillion in business equity is expected to change hands. This is a historic opportunity for the next generation of entrepreneurs.

If you’ve dreamed of owning your own business, now may be the ideal time to make it a reality.

Let’s talk and explore the best path forward—whether you’re ready now or just beginning to plan.